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Financial Assistance FAQ


Who is eligible for financial assistance?
Assistance is available to Canadian families starting in Year 5, and we encourage all eligible families to apply. Here are some links to news stories on financial assistance featuring UCC families:

How to avoid sticker shock – The Globe and Mail
The tie that binds: Why a single mom believes in private school for her three children – Our Kids

How do we apply for financial assistance?
The application for financial assistance is separate from the application for admission. Both must be submitted in order to be considered for financial assistance. Candidates wishing to apply for financial assistance must complete and submit the Financial Aid for Canadian Students (FACS) application form available via the Apple Financial Services website. The fee for applying is $115 and regretfully we do not offer waiver codes for the financial assistance application. All new student financial assistance applications must be completed no later than December 31, 2017 to be considered for the 2018-2019 academic year. The deadline for returning families is November 18, 2017.

How is financial assistance eligibility determined?
Financial assistance is offered on the basis of family need. FACS makes recommendations to UCC based on the information provided by you in the Parents’ Financial Statement. This includes, but is not limited to, the parents/guardians’ gross family income; net income (after taxes and other deductions); assets and liabilities; and information about dependents and other expenditures. The computation is based on a process of analysis developed by a standing committee of experienced financial aid officers. It measures what is possible, though not necessarily comfortable, for a family to contribute toward educational expenses. Schools assume that parents, to the extent that they are able, will bear the primary responsibility for financing their children’s education, sometimes at the expense of other discretionary expenditures.

How do I know if I’ll qualify for financial assistance, and for how much?
There are no predetermined levels or ranges used to determine financial assistance eligibility. We’ve prepared the below tools using our current data to help applicant Day families determine whether or not they may qualify for financial assistance. The table offers an at-a-glance look at all current families receiving financial assistance based only on gross family income. The calculator also factors in the number of dependent children in the household. As noted above, many other factors impact on financial assistance eligibility beyond family income and dependent children. These tools should only be used as a rough guide.

Day families receiving financial assistance at UCC

Gross Family Income Financial Assistance Received 2017-2018 TOTAL FAMILIES
$0 – $7.5K $7.5K – $15K $15K – $22.5K $22.5K – $30K > $30K
$0 – $75,000 3 4 5 11 19 42
$75,001 – $110,000 1 3 4 13 9 30
$110,001 – $145,000 1 5 7 5 4 22
$145,001 – $180,000 5 8 10 7 1 31
$180,001 – $225,000 8 15 9 1 0 33
$225,001 – $300,000 9 14 0 0 0 23
> $300,000 7 6 0 0 0 13
TOTAL FAMILIES 34 55 35 37 33 194

Boarding families are also eligible for financial assistance; 34.5% of boarding families are receiving some amount of financial assistance, the majority of whom are Canadian. For more information on financial assistance eligibility for boarding, please contact David McBride at or 416-488-1125 ext. 2220.
Does any criteria other than need determine financial assistance eligibility?

While there are a limited number of merit-based Entrance Scholarships offered to our top applicants, 98.5 per cent of financial assistance offered is determined by family need.

How are decisions made?
While FACS provides the financial analysis, it is only a recommendation to UCC. The College’s Financial Assistance Review Committee makes all decisions about the actual amounts of assistance offered. Applications for financial assistance are reviewed and evaluated independently from admission applications.

When are decisions made?
The Financial Assistance Review Committee meets frequently during the winter term to review FACS recommendations and to determine assistance allocation. Financial assistance decisions are sent with admission offers.

Tips for Applicants

Be prepared
Review the FACS requirements and gather the information you need before completing the forms (copies of tax returns and other documentation, including any previous applications). Apple Financial Services provides an FAQ to help answer any preliminary questions.

Allow plenty of time
Financial assistance applications can seem overwhelming. Plan to spend more than one sitting to complete the forms. Don’t wait until the last minute to apply. Mistakes could adversely affect your application and are difficult to rectify.

Fill out the form completely
An incomplete form will cause a delay in receiving a decision. Meet all deadlines and even submit the application early if possible. Don’t forget to hit “submit” and receive acknowledgement of receipt.

Communicate with us
Don’t hesitate to contact the school with any questions. Communicate any special circumstances in e-mail. There may be family considerations that do not translate well in numbers.